April 2022 guide to Hodlnaut saving products
H
odlnaut is a licensed cryptocurrency financial service provider located in Singapore but operating worldwide. It offers earning, borrowing and trading products with support for 8 major assets.
In this guide:
Disclaimer: All of the information written on Coin Crop is without influence and based on our analysis. No guarantee is offered concerning the accuracy of this information and therefore, any individual following up on it does as such completely at their own risk. Rates are correct at time of publication.
What is Hodlnaut?
Hodlnaut is a cryptocurrency earning, lending and trading platform.
The company describes its products as:
Hodlnaut's leading APY rates and custody cover puts your crypto to work for you. We've created market leading conditions to ensure your crypto not only grows, but is safe in storage and transit.
The company offers:
- Earning on 8 cryptocurrency assets (including stablecoins)
- Swapping between assets
- Flexible and fixed term deposit assets
- Cryptocurrency loans to institutions only
What is the history of Hodlnaut?
The Hodlnaut history can be chronically as follows:
- April 2019: Hodlnaut is founded
- January 2021: Assets held of $106 million
- March 2021: Token swap feature launched
- April 2021: Assets held of $234 million
- May 2021: Visa and MasterCard payments enabled
- August 2021: Tiered rates added
- April 2022: Launch of Terra and TerraUSD
How much can I earn?
Hodlnaut offers both flexible and fixed term saving products.
Rates on flexible term products are tiered. The following table shows rates you can earn for flexible deposits:
| Deposit assets | Reward assets | APY Rate |
|---|---|---|
 Wrapped Bitcoin (WBTC) | Wrapped Bitcoin (WBTC) | 5.33%0 - 1 WBTC Flexible |
Wrapped Bitcoin (WBTC) | Wrapped Bitcoin (WBTC) | 5.02%1 to 1.5 WBTC Flexible |
Wrapped Bitcoin (WBTC) | Wrapped Bitcoin (WBTC) | 1.51%1.5 to 2 WBTC Flexible |
Wrapped Bitcoin (WBTC) | Wrapped Bitcoin (WBTC) | 1.00%Above 2 WBTC Flexible |
 TerraUSD (UST) | TerraUSD (UST) | 13.9%Flexible |
 Tether (USDT) | Tether (USDT) | 9.41%0 - 100k USDT Flexible |
Tether (USDT) | Tether (USDT) | 3.04%100 to 500 USDT Flexible |
Tether (USDT) | Tether (USDT) | 0.60%500 to 1000 USDT Flexible |
Tether (USDT) | Tether (USDT) | 0.10%Above 1M USDT Flexible |
 USD Coin (USDC) | USD Coin (USDC) | 9.41%0 - 100k USDC Flexible |
USD Coin (USDC) | USD Coin (USDC) | 3.04%100 to 500 USDC Flexible |
USD Coin (USDC) | USD Coin (USDC) | 0.50%500 to 1000 USDC Flexible |
USD Coin (USDC) | USD Coin (USDC) | 0.10%Above 1M USDC Flexible |
 Terra (LUNA) | Terra (LUNA) | 6.71%Flexible |
 Ethereum (ETH) | Ethereum (ETH) | 5.44%0 - 30 ETH Flexible |
Ethereum (ETH) | Ethereum (ETH) | 4.08%30 to 100 ETH Flexible |
Ethereum (ETH) | Ethereum (ETH) | 3.04%Above 100 ETH Flexible |
 Dai (DAI) | Dai (DAI) | 8.32%0 - 25k DAI Flexible |
Dai (DAI) | Dai (DAI) | 5.12%25 to 100 DAI Flexible |
Dai (DAI) | Dai (DAI) | 3.04%100 to 500 DAI Flexible |
Can I borrow from Hodlnaut?
Borrowing from Hodlnaut is only possible for institutions at this time.
Are my assets safe with Hodlnaut?
Hodlnaut has been certified by Singapore Fintech Association – this accreditation is recognized by the Monetary Authority of Singapore (MAS).
Additionally, Hodlnaut has been gived an in-principle approval (IPA) for a Major Payment Institution License in Singapore.
How do I use Hodlnaut?
There are three ways that the Hodlnaut services can be used:
- Android application
- Apple iOS application
- Web site
How is customer support provided?
Customer support is provided as follows:
- Email: info@hodlnaut.com
- Live chat support at https://www.hodlnaut.com/
- Messages sent through the web site
Hodlnaut does not provide a telephone number. The business hours are Monday to Friday 10am to 7pm (GMT +8).
Are there any referral or affiliate programs?
Hodlnaut operates programs for both individuals and commercial partners as incentives for bringing new customers.
The referral program pays $30 of USDC to both the new customer and the referring individual once a minimum account balance of $1,000 has been maintained for 30 days.
The referral of individuals is done so using a unique referral link.
Organizations such as web site properties or social media channels can earn between 15 and 25 USDC for new customers that join Hodlnaut as part of an affiliate program.
Hodlnaut FAQs
Chris
An editor at CoincropChris is a Crop Crop staff writer based in the UK, covering the best rates for cryptocurrency earning and borrowing products. When not at work, he's likely assembling lego models.
